Terms of Use

"Insurein Insurance Web Aggregator Pvt Ltd" means Insurane Broker Web Aggregator Private Limited, whose principal place of business is at Bengaluru. www.insurewinsure.com (the "Website") is operated by Insurance Web Aggregator.

Insurance Web Aggregator provides its services to you subject to the following conditions. Before you may use the Website, you must read and accept all of the terms and conditions in, and linked to, this Terms of Use and the linked Privacy Policy. We strongly recommend that, as you read this Terms of Use, you also access and read the linked information, since it is incorporated into and hereby made part of this Terms of Use. This Terms of Use is effective upon acceptance. Use of any functionality of the Website constitutes acceptance of this Terms of Use. If this Terms of Use conflicts with any other documents, the Terms of Use will control for the purposes of usage of the Website. If you do not agree to be bound by this Terms of Use and the Privacy Policy, you may not use the Website in any way. Be sure to return to this page periodically to review the latest version of the Terms of Use. We reserve the right, at any time, at our sole discretion, to change or otherwise modify the TERMS OF USE without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified TERMS OF USE.

Description of Services
Our Website contains statements regarding the terms of insurance policies, including details of the benefits available and items not covered by such policies. Some of these statements are generalized in an attempt to give you a summary of the insurance policies available on our Website. However, not all insurance policies are the same and you should confirm the exact terms of any insurance policy that you intend to purchase prior to purchasing that insurance policy.

Usage of the Website
The Website is intended for personal, non-commercial use. Only register to become a member of the Website if you are of sufficient legal age and can enter into binding contracts. You are responsible for maintaining the secrecy of your passwords, login and account information. You will be responsible for all use of the Website by you and anyone using your password and login information (with or without your permission). You may only use the Website to search for and to buy insurance products and to make payment and you may not use the Website to make any fraudulent applications. You agree not to use the Website for any purpose that is unlawful, illegal or forbidden by these Terms, or any local laws that might apply to you.

Disclaimer of Liability and Warranty
The Content, Products, and Services published on this Website may include inaccuracies or errors, including pricing errors. We do not guarantee the accuracy of, and disclaim all liability for any errors or other inaccuracies relating to the information and description of the content, products, and services we expressly reserves the right to correct any pricing errors on the Website and/or on pending reservations made under an incorrect price. Insurane Broker makes no representation about the suitability of the information, software, products, and services contained on this Website for any purpose, and the inclusion or offering of any products or services on this Website does not constitute any endorsement or recommendation of such products or services. All such information, software, products, and services are provided "AS IS" without warranty of any kind. Use of the Services is at any persons own risk. Insurane Broker disclaims all warranties and conditions that this Website, its services or any email sent from Insurane Broker, its affiliates, and/or their respective or associated service providers are free of viruses or other harmful components. Insurane Broker hereby disclaims all warranties and conditions with regard to this information, software, products, and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and no infringement. The service providers/insurers whose product or information or content are displayed on this website for providing services are independent affiliates and Insurane Broker are not liable for the acts, errors, omissions, representations, warranties, breaches or negligence of any such service providers or for any personal injuries, death, property damage, or other damages or expenses resulting therefore. Insurane Broker and its affiliates have no liability and will make no refund in the event of any delay, cancellation, strike, force majeure or other causes beyond their direct control, and they have no responsibility for any additional expense, omissions, delays or acts of any Government or Authority. In no event shall Insurane Broker and/or its affiliates be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, your access to, display of or use of this Website or with the delay or inability to access, display or use this Website (including, but not limited to, your reliance upon opinions appearing on this Website; any computer viruses, information, software, linked sites, products, and services obtained through this Website; or otherwise arising out of the access to, display of or use of this Website) whether based on a theory of negligence, contract, tort, strict liability, or otherwise, and even if Insurane Broker and/or its affiliates their respective service providers have been advised of the possibility of such damages.

Limitation of Liability
You expressly understand and agree that Insurane Broker and its subsidiaries, affiliates, Directors, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Insurane Broker has been advised of the possibility of such damages), resulting from use of the Website, content or any related services. If, despite the limitation above, Insurane Broker or its Affiliates are found liable for any loss or damage which arises out of or in any way connected with any of the occurrences described above, then the liability of Insurane Broker and/or Its Affiliates will in no event exceed, in the aggregate, the greater of (a) the service fees you paid to Insurace Web Aggregator in connection with such transaction(s) on this Site, or (b) Rupees One Hundred only (INR 100). The limitation of liability reflects the allocation of risk between the parties. The limitations specified in this section will survive and apply even if any limited remedy specified in these terms is found to have failed of its essential purpose. The limitations of liability provided in these terms inure to the benefit of Insurane Broker, Its affiliates, and/or their respective service providers.

Indemnity
You agree to indemnify and hold Insurace Web Aggregator (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of or related to your breach of this Terms of Service, your violation of any law or the rights of a third party, or your use of the Site.

Fees and Charges
Insurace Web Aggregator offers FREE service to its visitors and there are no charges for using the Website.

Claim Settlement
Claim settlement is the sole responsibility and at the discretion of the insurance companies, regulated by IRDAI. The settlement will take place between the customers and the respective insurance company and Insurane Broker shall not be responsible for the same in any manner. Although we may assist you in forwarding the case to the insurance company, we shall not be liable to any party involved, in case the claim is declined, or not honored.

Eligibility
The Service is not available to minors under the age of 18 years or to any users suspended or removed from the system by Insurane Broker for any reason. Users may not have more than one active account. Additionally, users are prohibited from selling, trading, or otherwise transferring their accounts to another party. If you do not qualify, you shall not use the Service or the Website.

Electronic Communication
When you use the Site or send emails to or register with Insurane Broker, you are communicating with Insurane Broker electronically. You consent to receive communications from Insurane Broker electronically. Insurane Broker may communicate with you by email or by posting notices on the Website or by phone or usually available means of communication. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Ownership
The trademarks, logos and service marks ("Marks") displayed on the Website are the property of Insurane Broker and other associated parties and service providers. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Insurane Broker or such third party which may own the Marks. All information and content including any software programs available on or through the Website ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content or Marks available on or through the Website for commercial or public purposes.

Personal Use
The contents of this Website are for your own personal use only. No one has permission to copy, commercially exploit, republish, distribute, disseminate or otherwise communicate any part of such contents in any manner whatsoever without our prior written consent.

We value your visit to our Website. If you have any questions about this Website, these conditions, or products and services, please email us on support@insurewinsure.com