Best Investment Plans in Bangalore | Secure the future | Build Retirement Funds
Investment Plans

Investment plans are a suitable choice for individuals seeking to accumulate capital over time, aiming to achieve their short-term or long-term financial objectives. These plans are thoughtfully crafted to allocate a portion of the premium towards securing insurance coverage, while the remaining funds are directed towards investment in a selected financial instrument. The specific amount invested is determined based on the policyholder's risk tolerance and capacity for taking risks. By adopting this approach, individuals can benefit from the dual advantage of obtaining insurance protection while simultaneously growing their investments. This strategy empowers policyholders to tailor their investment plans according to their financial aspirations, providing them with a flexible and personalized pathway towards financial growth.

Investment Calculator

Name is required*
Mobile Number*
Insured Date of Birth
Annual Income
How do Investment Plans work ?

Investments are made with the objective of generating income and building a corpus over a specific duration. They encompass a variety of financial instruments such as bonds, stocks, fixed deposits, provident funds, and more. These investments offer the potential to significantly increase savings, serving as a reliable safety net during retirement or as an additional income source. By allocating funds to diverse investment avenues, individuals can maximize the growth potential of their savings. Over time, these investments have the ability to generate returns, helping individuals achieve their financial goals and secure their future. Whether it's building a retirement fund or creating an additional income stream, strategic investments play a vital role in creating financial stability and prosperity.

Despite the potential for growth and increased wealth, it is important to recognize that investments often come with inherent risks. The very nature of investing involves uncertainties and fluctuations in the market. These risks can vary depending on the type of investment and external factors that may impact the value of the investment. Market volatility, economic conditions, and unforeseen events can all contribute to the potential for losses. Therefore, it is crucial for individuals to carefully assess their risk tolerance, conduct thorough research, and seek professional advice to make informed investment decisions. By being aware of the risks associated with investments, individuals can adopt a prudent and balanced approach to managing their financial portfolios.

Pension Plans Policy FAQ's
1. How risky is investing in mutual funds?
The risk profile of investment plans varies according to the type of fund and the investment objectives. For your information, mutual funds are effective in weathering inflation in the long-term.
2. What does the partial withdrawal of funds mean?

Several unit-linked plans allow investors to withdraw a part of the funds invested to help cover financial exigencies. This is an instance of partial withdrawal.

3. How can I avoid risks but also get high returns on investments?
Several endowment plans guarantee a high sum assured. However, you might want to diversify your investments or focus on asset allocation to get higher returns and also manage risks.
4. What are some of the examples of low-risk investments, high-risk investments, and moderate-risk investments?

Low risk investment plans: Fixed deposits, PPF, NPS, Senior Citizen Savings Scheme, RBI Taxable Bonds

Moderate Risk Investments: Arbitrage funds, Hybrid debt-oriented plans, and monthly income plans

High Risk Investments: ULIPs, Debt and Equity Mutual Funds, Direct Equity